Privacy Policy

1. “Wealthchunk Investments” or “us” or “we” or “our” shall mean and refer to Wealthchunk Investments Private Limited. and its affiliates, officers, employees, agents, partners and licensors, as the context so requires.
2. “RTA” shall mean Registrar and Transfer Agent.
3. “Registered User” or “Registered Customer” shall mean and include the users or customers who have an investment Account with Wealthchunk Investmentsto avail the Services or any part thereof, as provided on the Website.
4. “SIP” shall mean Systematic Investment Plans.
5. “NAV” shall mean Net Asset Value.
6. “Past Performance”
7. “Return Calculator” shall mean and refer to
8. “Name of the Scheme”
9. Inception Date”
10. “Account” shall mean the account opened with Wealthchunk Investments by the Registered Users, for use of the APP or making investments through the APP.
11. “AMC” shall mean and include Asset Management Company.
12. “BSE” shall mean Bombay Stock Exchange.
13. “User”, “You/you”, “Your/your” means any person, user, Registered User, viewer or Registered Customer who views, browses, accesses or uses our APP and is competent to enter binding contracts, as per Indian laws.
14. “Use” or “Using” means to browse, access, view, copy, availing Services or other benefits from using the Website
15. “Services” means the service of access to WEALTHCHUNK INVESTMENTS online technology platform for the purchase, SIP, LUMPSUM, and redemptions of units of mutual funds listed on the WEALTHCHUNK INVESTMENTS APP by users, on the Terms and Conditions as mentioned.
16. “Third Parties” refer to any Application, company or individual apart from the User and the creator of this Application.
17. The term “Platform” refers to the Website/Domain created by the Company which provides the Client to avail services of the Company using the platform.
18. “Personal Information” shall mean and refer to any personally identifiable information that We may collect from You such as Name, Email Id, Mobile number, Password, Photo etc. For removal of any doubts, please refer to Clause 2.

We are committed to respecting Your online privacy. We further recognize Your need for appropriate protection and management of any Personal Information You share with us. We may collect the following information:

1. Personal data such as, but not limited to, Name, Email Id, Mobile number, Password, Age, Address, PAN number, Photos, signatures and any other documents submitted on behalf of proof of address or identity, etc;
2. Tracking Information such as, but not limited to the IP address of your device and Device ID when connected to the Internet. This information may include the URL that you just came from (whether this URL is on the Platform or not), which URL you next go to (whether this URL is on the Platform or not), your computer or device browser information, and other information associated with your interaction with the Platform;
3. Details of Platform usage for analytics.
This privacy policy also applies to data we collect from users who are not registered as members of this Platform, including, but not limited to, browsing behaviour, pages viewed etc. We also collect and store personal information provided by You from time to time on the Platform. We only collect and use such information from you that we consider necessary for achieving a seamless, efficient and safe experience, customized to your needs including:

1. To enable the provision of services opted for by you;
2. To enable the viewing of content in your interest;
3. To communicate the necessary account and service related information from time 
to time;
4. To allow you to receive quality customer care services and data Collection;
5. To comply with applicable laws, rules and regulations

Where any service requested by You involves a third party, such information as is reasonably necessary by the Company to carry out Your service request may be shared with such third party. We also do use your contact information to send you offers based on your interests and prior activity and also to view the content preferred by you. The Company may also use contact information internally to direct its efforts for service improvement but shall immediately delete all such information upon withdrawal of your consent for the same through the ‘unsubscribe’ button or through an email to be sent to SUPPORT@WEALTHCHUNK.COM. To the extent possible, we provide You with the option of not divulging any specific information that you wish for us not to collect, store or use. You may also choose not to use a particular service or feature on the Platform and opt-out of any non-essential communications from the platform. Further, transacting over the internet has inherent risks which can only be avoided by you following security practices yourself, such as not revealing account/login related information to 5 any other person and informing our customer care team about any suspicious activity or where your account has/may have been compromised.

The information provided by you shall be used to provide and improve the service for you and allusers.

1. For maintaining an internal record.
2. For enhancing the Services provided.

For more details about the nature of such communications, please refer to our Terms of Service. Further, your personal data and Sensitive Personal data may be collected and stored by Us for internal record.

We use Your tracking information such as IP addresses, and or Device ID to help identify you and to gather broad demographic information and make further services available to you.

We will not sell, license or trade Your personal information. We will not share your personal information with others unless they are acting under our instructions or we are required to do so by law.

Information collected via Our server logs includes users' IP addresses and the pages visited; this will be used to manage the web system and troubleshoot problems. We also use third-party analytics, tracking, optimization and targeting tools to understand how users engage with our Platform so that we can improve it and cater personalized content/ads according to their preferences.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. If the same is not identified to you, you have the right to request the Company to elucidate the purpose of collection of said personal information, pending the fulfilment of which you shall not be mandated to disclose any information whatsoever. We will collect and use your personal information solely with the objective of fulfilling those purposes specified by us, within the scope of the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfilment of those purposes. We will collect personal information by lawful and fair means and with the knowledge and consent of the individual concerned.

Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

We collect and update cookies from time to time on our website and from other third party websites to enhance the user experience. Continued usage of our website indicates acceptance to our cookie policy. Settings for cookies can be changed in the settings of the user’s web browser.

Wealthchunk investments may for the purpose of rendering its services, collect all or any of the personal information such as:

1. Name
2. Gender
3. Residential/correspondence address
4. Telephone number
5. Mobile number
6. Date of birth
7. Marital status
8. Email ID address or other contact information.
9. PAN No:
10. KYC status
11. Signature
12. Photograph
13. Bank account or other payment instrument details or any other detail for providing services

Such other information as below:

1. passport size photo
2. pan card
3. aadhar card/election card/passport
4. cancellation cheque/bank passbook copy/bank statement
5. virtual signature (physically on the mobile screen or an image of the signature on a plain white paper)

We may use Analytics to help us to understand how you make use of our content and work out how we can make things better. These analytics follow your progress through us, collecting anonymous data on where you have come from, which pages you visit, and how long you spend on the site. This data is then stored by the Company/Software in order to create reports. These analytics do not store your personal data.

The information generated by the analytics about your use of the Platform, including your IP address, may be transmitted to and stored. The Company/Software may use this information for the purpose of evaluating your use of the Platform, compiling reports on Platform activity for us and providing other services relating to Platform activity and internet usage. Company/Software may also transfer this information to third parties where required to do so by law, or where such third parties process the information on its behalf. Company/Software will not associate your IP address with any other data held by the Company/software. By using this Platform, you consent to the processing of data about you by the Company/software in the manner and for the purposes set out above.

The Platform may include advertisements, hyperlinks to other websites, applications, content or resources. We have no control over any websites or resources, which are provided by companies or persons other than Us. You acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and do not endorse any advertising, services/products or other materials on or available from such platform or resources. You acknowledge and agree that We are not liable for any loss or damage which may be incurred by you as a result of the availability of those external sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such websites or resources. These external websites and resource providers may have their own privacy policies governing the collection, storage, retention and disclosure of Your Personal Information that You may be subject to. We recommend that you enter the external Website and review their privacy policy.

Unless subject to an exemption, you have the following rights with respect to your personal data:

1. The right to request a copy of your personal data which we hold about you;
2. The right to request for any correction to any personal data if it is found to be inaccurate or out of date;
3. The right to withdraw Your consent to the processing at any time;
4. The right to object to the processing of personal data;
5. The right to lodge a complaint with a supervisory authority.
6. The right to obtain information as to whether personal data are transferred to a third country or to an international organization.

Where you hold an account with any of our services, you are entitled to a copy of all personal data which we hold in relation to you. You are also entitled to request that we restrict how we use your data in your account when you log in.

You further acknowledge that the Platform may contain information which is designated confidential by us and that you shall not disclose such information without our prior written consent. Your information is regarded as confidential and therefore will not be divulged to any third party, unless if legally required to do so to the appropriate authorities. We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by us will only be in connection with the provision of agreed services, and you retain sole discretion to seek for discontinuation of such communications at any point of time.

Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, whether they are on our Platform or on other sites throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. To the extent that we use third party advertisers, they adhere to their own privacy policies. Since we do not control the privacy policies of the third parties, you are subject to ask questions before you disclose your personal information to others.

We may host surveys for survey creators for our platform who are the owners and users of your survey responses. We do not own or sell your responses. Anything you expressly disclose in your responses will be disclosed to survey creators. Please contact the survey creator directly to better understand how they might share your survey responses.

Information collected will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005, any rules made thereunder or any other law for the time being in force.

Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting and foregoing), we may be forced to disclose information to the government, law enforcement agencies or third parties. Therefore, although we use industry-standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications would always remain private. We do however assure you that any and all disclosure of your personally identifiable information shall be personally intimated to you through an email sent to your provided email address.

As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party. However, the following describes some of the ways that your personally identifiable information may be disclosed:

1. External Service Providers: There may be a number of services offered by external service providers that help you use our Platform. If you choose to use these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their privacy policy.
2. Law and Order: We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.

Following registration, you can review and change the information you submitted at the stage of registration, except Email ID and mobile number. An option for facilitating such change shall be present on the Platform and such change shall be facilitated by the User. If you change any information, we may or may not keep track of your old information. We will not retain in our files information you have requested to remove for certain circumstances, such as to resolve disputes, troubleshoot problems and enforce our terms and conditions. Such prior information shall be completely removed from our databases, including stored ‘back up’ systems. If you believe that any information, we are holding on you is incorrect or incomplete, or to remove your profile so that others cannot view it, the User needs to remediate, and promptly correct any such incorrect information

You are entirely responsible for maintaining the confidentiality of your password. It is important that you protect it against unauthorized access of your account and information by choosing your password carefully and keeping your password and computer secure by signing out after using our services.You agree not to use the account, username, email address or password of another Member at any time or to disclose your password to any third party. You are responsible for all actions taken with your login information and password, including fees. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorized use of your account or access to your password even after changing it.

If any third party obtains access to user password of the investment Account, such third party would be able to transact on Wealthchunk Investments online technology platform. User shall ensure that the terms and conditions applicable to the use of the net banking password as contained in the Electronic Payment Gateway for Net banking are complied with at all times.

Company does not in any manner -

• Guarantee payments on any units; or
• Guarantee liquidity of any units; or
• Make an offer to buy back any units; or
• Guarantees the redemption or repayment of any units on maturity; or
• Guarantees the payments of interest or dividend; or
• Promise, indicate or guarantee any returns; or
• Guarantee any good delivery.
• subscribe to units of mutual funds on behalf or in name of the user or collects payments from the user for the units so purchased by the user for remitting it further to the AMCs; or
• receive any account statement from mutual funds/AMCs, on behalf of or in the user's name pertaining to the units; or
• redeem /sell the units held by the user or on its behalf or in its name; or
• unilaterally instruct the mutual fund and/or the corresponding AMCs with regards to nomination/changes in investments plan/any other changes; or
• sign any document on behalf of or in the name of the user for purchase, sale or redemption of units; or
• collect, receive and/or give receipts and discharges for any sum including dividend, interest or income arising from the units and does not sign and/or endorse dividend and interest warrants on my/our behalf or in my/our name; or
• Correspond with or gives notice to the mutual fund/AMCs on behalf of or in the name of the user, except for transmission of transactions done or purported to be done by user on the online technology platform.
• Wealthchunk Investments does not make any promises to the user basis the graphical representation provided on the Website. The data collected from the user to calculate the prospective investments amount and is in relation to the past investment history of the user and shall not be construed as authoritative advice to the user. Wealthchunk Investments does not offer any advice and nothing herein or on the Wealthchunk Investments’s Website shall be construed as investment advice by the user
• Any sum invested through Wealthchunk Investments investment account is not a deposit with Wealthchunk Investments and is not bank insured. The same is not endorsed or guaranteed and does not constitute obligations of Wealthchunk Investments or any of the subsidiaries associates or affiliates companies whose role is only as described in the Terms & Conditions. Investments in mutual funds are subject to market risks, including the possible loss of the principal amount invested. The value of the units purchased or not purchased will fluctuate. If the user redeems the units/shares purchased, the user may receive more or less than the user has/had paid to depend upon NAV of the units in the fund or trust at the time of redemption. Past results are not a guarantee of future performance. Past performance may or may not be sustained in the future.

The Internet per se is susceptible to a number of frauds, misuse, hacking and other actions, which could affect payment instructions given using Electronic Payment Gateway or the transactions are done using Wealthchunk Investments online technology platform. Whilst Wealthchunk Investments shall aim to provide security to prevent the same, there cannot be any guarantee against such internet frauds, hacking and other actions. User shall separately evolve/evaluate all risks arising out of the same.

We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by members inside and outside the Company. We follow generally accepted industry standards to protect the Personal Information submitted to us and information that we have accessed.

However, as effective as encryption technology is, no security system is impenetrable. Our Company cannot guarantee the security of our database, nor can we guarantee that information you provide won’t be intercepted while being transmitted to the Company over the Internet.

Each paragraph of this Privacy Policy shall be and remain separate from and independent of and severable from all and any other paragraphs herein except where otherwise expressly indicated or indicated by the context of the agreement. The decision or declaration that one or more of the paragraphs are null and void shall have no effect on the remaining paragraphs of this privacy policy.

Our Privacy Policy may change from time to time. The most current version of the policy will govern our use of your information and will always be at the Platform. Any amendments to this Policy shall be deemed as accepted by the User on their continued use of the Platform.

As a responsible company, we do not use automatic decision-making or profiling

To withdraw your consent, or to request the download or delete your data with us for any or all our products & services at any time, please email to support@wealthchunk.com.

If you have any questions or concerns regarding this privacy policy, you should contact us by sending an e-mail to please email to support@wealthchunk.com.